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Fellow is the first crypto-compatible bank that functions as connective tissue for all of your financial accounts while enabling users to “become the bank” and share in the economics of the underlying economic flows. Fellow makes finance frictionless between user financial platforms and gives users complete control over their money agnostic of platform. Light mode interface

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TL;DR

• Move money instantly between any financial account using just phone numbers, no compliance overhead
• Connect scattered platforms - Apple Pay to Coinbase, Phantom to traditional banking - and get compensated through staking rewards
• Explore the ecosystem - All major financial platforms, banks, and crypto wallets are available through Fellow’s router

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What is Fellow?

Fellow is a modern digital banking platform that consolidates and connects existing financial products together, agnostic of the rails they are built on. If you have a phone number, you have a Fellow account. We’ve built an entire financial stack that allows you to move money instantly between any platform that supports ACH or cryptocurrency, while simplifying finance in a world of scattered digital assets and platforms. That means it’s easy to take back control of your money - with instant transfers, easy payments, and best-in-class high-yield savings accounts. Fellow simultaneously allows users to “become the bank” by staking a portion of their total account balances to extend short-term credit to other users to power their transfers.

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What is the Transfer Router?

The Transfer Router is an ultra-short tenure credit attribution protocol that enables near-instant transfers for many commonly used account-to-account routes. For Users
Users get best-in-class, digitally native banking services such as P2P payments, high yield savings accounts, accesible access to DeFi, and instan routing between the platforms they already know and enjoy using. Fellow’s Tranfer Router enables users to easily move money between any two financial platforms with instant settlement and serves as an ultra-short tenure credit attribution protocol account-to-account routes. For Liquidity Providers
Fellow serves as a 2-sided marketplace, matching the need for instant account liquidity with capital providers. Credit Liquidity Providers (CLPs) can access Fellow via webapp or native iOS frontend and provide short-duration credit to ensure near-instant A2A settlement while earning attractive yields.

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Ready to Start?

Download Fellow

Get started with your Fellow account in under 2 minutes

Stake with Fellow

Earn rewards by providing liquidity to the network

Join the Community

Connect with other users and stay updated on new features