Modern Banking Redefined: Fellow combines traditional banking convenience with crypto-native speed, giving you universal financial connectivity in one elegant platform.
Core Banking Experience
Instant Transfers
Move money between any financial platforms in seconds, not days - from banks to crypto wallets to investment accounts
Universal Connectivity
Connect 10,000+ banks, exchanges, and financial platforms through Fellow’s router technology
Transparent Pricing
Pay only 40-80 basis points per instant transfer - no hidden fees, monthly charges, or minimum balances
Premium Infrastructure
Powered by Cred.ai’s banking technology with FDIC insurance up to $250,000 through WSFS Bank
Account Management
- Multi-Platform Dashboard
- Traditional Banking
- Crypto Integration
Unified Financial ViewSee all your accounts in one place - traditional banks, crypto wallets, investment platforms, and digital payment apps all connected through Fellow’s dashboard.Real-Time Balances
- Live balance updates across all connected accounts
- Aggregated net worth tracking
- Historical balance trends and analytics
- Custom account categorization and labeling
- Instant transfer confirmations
- Low balance alerts
- Unusual activity monitoring
- Settlement status updates
Instant Transfer
Fellow’s core innovation transforms every transfer request into a short-term credit instrument, providing immediate access to your money while traditional settlement happens in the background. Supported Transfer Routes- Bank ↔ Bank: Instant transfers between any traditional financial institutions
- Bank ↔ Crypto: Move fiat to Fellow’s crypto wallet or external exchanges instantly
- Crypto ↔ Crypto: Cross-chain transfers without manual bridging
- Investment ↔ Any: Instantly move funds to/from brokerage accounts
- International: Cross-border transfers with competitive FX rates
How Fellow Works
Deep dive into Fellow’s transfer flow, technical architecture, and the economics behind instant cross-platform settlement
Start Transferring
Ready to experience instant transfers? Get started with Fellow in under 5 minutes
Advanced Banking Features
Early Pay Access
Get Paid Faster
Access your paycheck and other direct deposits up to 2 days early when deposit files are received
Enhanced Security
Advanced Protection
Bank-grade security with real-time fraud monitoring, instant card controls, and secure transaction notifications
Mobile-First Design
100% Digital Experience
Full-featured mobile and web banking with biometric authentication and intuitive interface
Security & Compliance
Fellow’s banking services are built on enterprise-grade security infrastructure with full regulatory compliance.Banking Infrastructure
Cred.ai Technology Stack
- Advanced underwriting and risk management
- Real-time transaction monitoring
- FDIC insurance up to $250,000 via WSFS Bank
- 24/7 human customer support
Security & Risk Details
Learn about Fellow’s comprehensive security measures, privacy protections, and risk management systems
Mobile & Web Experience
- Mobile App
- Web Platform
- API Access
Native iOS & AndroidFull-featured mobile banking with biometric authentication, push notifications, and offline transaction queuing.
- Quick Actions: Transfer shortcuts for frequent routes
- Real-Time Alerts: Instant notifications for all account activity
- Secure Design: Advanced security features with user-friendly interface
Getting Started with Fellow Banking
Ready to experience modern banking that moves at the speed of your life?1
Sign Up
Create your Fellow account with phone verification and complete KYC through Cred.ai’s secure platform
2
Connect Accounts
Link your existing banks, crypto wallets, and investment platforms through secure integrations
3
Start Banking
Use Fellow for all your banking needs - from everyday spending to instant cross-platform transfers
4
Explore Advanced Features
Set up direct deposit, enable early pay access, and discover Fellow’s full financial capabilities
Ready to upgrade your banking? Join Fellow and experience instant transfers, universal connectivity, and modern banking designed for the digital age.
Related Features
High Yield Savings: Become Your Own Bank
Learn how to stake your balance and earn fees as a liquidity provider in Fellow’s decentralized network
Transfer Router
Deep dive into Fellow’s router technology that enables instant cross-platform money movement
Supported Platforms
See the complete list of banks, exchanges, and financial services integrated with Fellow